Products

Medicare Enrollments

  • Blue Cross
  • Medicare Saving Account
  • Preferred Provider Organization (PPO)
  • Health Maintenance Organization (HMO)
  • Aetna
  • Secure Horizons
  • Health Maintenance Organization
  • Evercare
  • Chronic Illness Plan, including:
    • High Blood Pressure, Dementia, Cardiovascular Disease (Heart Disease),
      Pulmonary Disease, Arthritis, and Diabetes.
  • Health Net
  • Medicare and Medical eligibility

Medicare Supplements

  • AARP
  • Blue Shield of California
  • Blue Cross
  • United World
  • Mutual of Omaha
  • United of Omaha
  • Conseco

AFLAC!

Joel is also licensed with AFLAC. The duck focuses on supplementary insurance coverage in accident, short-term disability, Cancer/Specified Disease, Hospital Confinement Indemnity, Specified Health Event, Hospital Intensive Care, Dental, Life, Hospital Confinement Sickness Indemnity, and Vision. AFLAC offers superior enrollment, communications, and claims efficiencies as well.

Prescription Drug Plans

  • AARP
  • Health Net Orange
  • Secure Horizons

Individual Major Medical Plans

  • AARP
  • Health Net: individual, small group, Health Savings Account
  • Blue Cross: individual, small group, Health Savings Account
  • HTH Travel Insurance

Long Term Care Insurance

  • John Hancock
  • Allianz
  • Genworth (formerly GE)
  • Blue Cross Interim LTC Coverage
  • Gold Cross for those who have been declined by other LTC companies

Annuities

  • ING
  • American Equity Investment Life
  • Great American
  • Allianz

Life Insurance

  • Blue Cross Immediate Issue (No Underwriting)
  • Final Expense
  • Term
  • Whole Life
  • United Teachers Association
  • John Hancock
  • Allianz
  • Transamerica

Casualty

  • Motorcycle/Street
  • Off-road vehicle/ATV
  • Personal watercraft
  • Pleasure boat
  • Motorhome
  • Excess liability
  • Private passenger preferred category
  • Snowmobile
  • Liability insurance
  • Commercial insurance
  • Service contracts

Reverse Mortgages and Living Trusts